Associated Companies
A Wrap is a term that immediately creates a picture in our mind's eye… we wrap presents, we wrap up in cold weather, we wrap up food… and so the concept of placing something around things is one that comes naturally.
Many of us own a mixed bag of financial products, which we have accumulated at various times in our lives. The Affluent Wrap Portfolio, available from Affluent Wealth Management Ltd is a financial Wrap, which allows us to gather all of these financial assets in one place and then to introduce a co-ordinated investment strategy.
Think of the Affluent Wrap as an umbrella, under which we can collect all of the different forms of savings you might have - e.g. Pep's, Isa’s, Pensions, stocks and shares, unit and investment trusts, even cash. Once everything has been pooled together, we can apply a uniform investment strategy, to help achieve your financial objectives.
Wraps come in different forms and Affluent conducted extensive research into this area before partnering with the award winning wrap service provided by Transact. It enables us to give completely independent advice, in the most transparent value-for-money manner possible.
Transact is a service, it is not a product. Transact simply execute instructions which we place on your behalf – for example, to buy or sell the funds within your portfolio.
Transact is authorised and regulated by the Financial Services Authority.
Our clients tell us that a key attraction of the Affluent Transact Wrap is its complete transparency. In our investment process nothing is hidden and clients can see all the costs associated with their investments including, of course, the fees paid to Affluent. Affluent Wealth Management Ltd is remunerated solely by our clients and do not receive income from any other source. This is a vital aspect to our advice process, ensuring that we have no product or product provider bias.
You can find out more about Transact and how it adds value to your financial planning by visiting their website (there is a link from our homepage)
In return for this specialist management service, we charge a fixed annual management fee, equivalent to 0.25% per quarter of the assets that we are managing on your behalf. This quarterly fee is paid from the cash element of your portfolio. It is simple and transparent.
As our own income is directly linked to the value of our clients' portfolios, it is in everyone’s best interests that we work as a genuine partnership. In simple terms, this means that as our clients’ investments prosper, then so will our own fortunes – good news for all concerned.
